Access to Capital

Financial Institutions/Partners


1st State Bank

Attn: Todd Gregory

4800 Fashion Square Boulevard, Suite 100

Saginaw, MI  48604


Chemical Bank A Division of TCF National Bank

Attn: Mike Debo

21 E. Main Street

Bay City, MI 48708


The Huntington National Bank

Attn: Seth Perigo

101 North Washington Avenue

Saginaw, MI 48602


Fifth Third Bank

Attn: Ed Lesniak

3870 State Street Road

Bay City, MI 48706


Frankenmuth Credit Union

Attn: Larry Ehrlinger

203 S. Washington Avenue

Saginaw, MI 48607


Independent Bank

Attn: Michael Stodolak

623 Washington Avenue

Bay City, MI 48708


Bay County Growth Alliance:

Participation in Commercial loans up to $250,000, BCGA meets the need for growth capital that can supplement financing available from a senior lender for promising businesses that for various reasons, do not qualify for such loans from conventional lenders:

Attn: Bill Lutz

114 Washington Avenue

Bay City, MI  48708


For additional information, contact Bay Future Inc. (989)892-1400